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	<title>John P. Duncan, Author at SmartFem Magazine</title>
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	<title>John P. Duncan, Author at SmartFem Magazine</title>
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		<title>Big Spenders V. Big Savers</title>
		<link>https://www.smartfem.com/business-finance/big-spenders-v-big-savers/</link>
		
		<dc:creator><![CDATA[John P. Duncan]]></dc:creator>
		<pubDate>Mon, 12 Nov 2012 13:42:04 +0000</pubDate>
				<category><![CDATA[Business-Finance]]></category>
		<category><![CDATA[Slideshow Articles]]></category>
		<category><![CDATA[SmartFem featured content]]></category>
		<category><![CDATA[millionaires]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[neighbors]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Spending]]></category>
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					<description><![CDATA[<p>People often notice the disparity between their neighbor's wealth and their own. Savers become  millionaires as their money to piles up, while Spenders display money through material goods.</p>
<p>The post <a href="https://www.smartfem.com/business-finance/big-spenders-v-big-savers/">Big Spenders V. Big Savers</a> appeared first on <a href="https://www.smartfem.com">SmartFem Magazine</a>.</p>
]]></description>
		
		
		
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		<title>Financial Considerations For 2013</title>
		<link>https://www.smartfem.com/business-finance/financial-considerations-for-2013/</link>
		
		<dc:creator><![CDATA[John P. Duncan]]></dc:creator>
		<pubDate>Thu, 25 Oct 2012 13:36:32 +0000</pubDate>
				<category><![CDATA[Business-Finance]]></category>
		<category><![CDATA[Slideshow Articles]]></category>
		<category><![CDATA[SmartFem featured content]]></category>
		<category><![CDATA[2013]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Tax]]></category>
		<guid isPermaLink="false">http://www.smartfem.com/?p=10374</guid>

					<description><![CDATA[<p>When preparing your financial ends for 2013, make sure to factor in the changing tax percentages, your income, and also the changes that could occur within Medicare and Social Security.</p>
<p>The post <a href="https://www.smartfem.com/business-finance/financial-considerations-for-2013/">Financial Considerations For 2013</a> appeared first on <a href="https://www.smartfem.com">SmartFem Magazine</a>.</p>
]]></description>
		
		
		
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		<title>Financial Advice for Women Post-Divorce</title>
		<link>https://www.smartfem.com/business-finance/financial-advice-for-women-post-divorce/</link>
		
		<dc:creator><![CDATA[John P. Duncan]]></dc:creator>
		<pubDate>Fri, 21 Sep 2012 13:48:59 +0000</pubDate>
				<category><![CDATA[Business-Finance]]></category>
		<category><![CDATA[Slideshow Articles]]></category>
		<category><![CDATA[SmartFem featured content]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[women]]></category>
		<guid isPermaLink="false">http://www.smartfem.com/?p=9153</guid>

					<description><![CDATA[<p>If you have recently gone through a divorce, make sure to seek the help of a financial professional to ensure that as a women you have a financially solid retirement.</p>
<p>The post <a href="https://www.smartfem.com/business-finance/financial-advice-for-women-post-divorce/">Financial Advice for Women Post-Divorce</a> appeared first on <a href="https://www.smartfem.com">SmartFem Magazine</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>Has Your Identity Been Stolen?</title>
		<link>https://www.smartfem.com/business-finance/has-your-identity-been-stolen/</link>
		
		<dc:creator><![CDATA[John P. Duncan]]></dc:creator>
		<pubDate>Thu, 06 Sep 2012 13:20:35 +0000</pubDate>
				<category><![CDATA[Business-Finance]]></category>
		<category><![CDATA[Slideshow Articles]]></category>
		<category><![CDATA[SmartFem featured content]]></category>
		<category><![CDATA[Cybercrime]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Identity]]></category>
		<category><![CDATA[identity theft]]></category>
		<guid isPermaLink="false">http://www.smartfem.com/?p=8489</guid>

					<description><![CDATA[<p>Pay attention to the little details to help avoid becoming a financial victim to the cybercrime of identity theft.</p>
<p>The post <a href="https://www.smartfem.com/business-finance/has-your-identity-been-stolen/">Has Your Identity Been Stolen?</a> appeared first on <a href="https://www.smartfem.com">SmartFem Magazine</a>.</p>
]]></description>
		
		
		
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		<title>Financial Questions for the Retiring Homeowner</title>
		<link>https://www.smartfem.com/business-finance/financial-questions-for-the-retiring-homeowner/</link>
		
		<dc:creator><![CDATA[John P. Duncan]]></dc:creator>
		<pubDate>Tue, 28 Aug 2012 13:00:08 +0000</pubDate>
				<category><![CDATA[Business-Finance]]></category>
		<category><![CDATA[Slideshow Articles]]></category>
		<category><![CDATA[SmartFem featured content]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[Homeowner]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[Retiring]]></category>
		<guid isPermaLink="false">http://www.smartfem.com/?p=8071</guid>

					<description><![CDATA[<p>If you are starting to plan for a retiring lifestyle and own a home, you may want to start to factor in your income and property finances to ensure your continued lifestyle.</p>
<p>The post <a href="https://www.smartfem.com/business-finance/financial-questions-for-the-retiring-homeowner/">Financial Questions for the Retiring Homeowner</a> appeared first on <a href="https://www.smartfem.com">SmartFem Magazine</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>What is a Reasonable Retirement Savings Rate?</title>
		<link>https://www.smartfem.com/business-finance/what-is-a-reasonable-retirement-savings-rate/</link>
		
		<dc:creator><![CDATA[John P. Duncan]]></dc:creator>
		<pubDate>Tue, 21 Aug 2012 13:37:36 +0000</pubDate>
				<category><![CDATA[Business-Finance]]></category>
		<category><![CDATA[Slideshow Articles]]></category>
		<category><![CDATA[SmartFem featured content]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[retirement]]></category>
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		<guid isPermaLink="false">http://www.smartfem.com/?p=7995</guid>

					<description><![CDATA[<p>Don't worry about your lifestyle changing during your retirement if you start to save parts of your salary now.</p>
<p>The post <a href="https://www.smartfem.com/business-finance/what-is-a-reasonable-retirement-savings-rate/">What is a Reasonable Retirement Savings Rate?</a> appeared first on <a href="https://www.smartfem.com">SmartFem Magazine</a>.</p>
]]></description>
		
		
		
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		<item>
		<title>Things to Think About When Planning for a Single Retirement</title>
		<link>https://www.smartfem.com/business-finance/things-to-think-about-when-planning-for-a-single-retirement/</link>
		
		<dc:creator><![CDATA[John P. Duncan]]></dc:creator>
		<pubDate>Wed, 15 Aug 2012 13:20:08 +0000</pubDate>
				<category><![CDATA[Business-Finance]]></category>
		<category><![CDATA[Slideshow Articles]]></category>
		<category><![CDATA[SmartFem featured content]]></category>
		<category><![CDATA[Alone]]></category>
		<category><![CDATA[Cost]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[Retiree]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Single]]></category>
		<guid isPermaLink="false">http://www.smartfem.com/?p=7292</guid>

					<description><![CDATA[<p>Being a single retiree can be difficult without the help of family, it is advised those who are alone should anticipate the large amounts of costs that also come with retirement.</p>
<p>The post <a href="https://www.smartfem.com/business-finance/things-to-think-about-when-planning-for-a-single-retirement/">Things to Think About When Planning for a Single Retirement</a> appeared first on <a href="https://www.smartfem.com">SmartFem Magazine</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>The Retirement Reality Check</title>
		<link>https://www.smartfem.com/business-finance/the-retirement-reality-check/</link>
					<comments>https://www.smartfem.com/business-finance/the-retirement-reality-check/#comments</comments>
		
		<dc:creator><![CDATA[John P. Duncan]]></dc:creator>
		<pubDate>Thu, 19 Jul 2012 13:04:37 +0000</pubDate>
				<category><![CDATA[Business-Finance]]></category>
		<category><![CDATA[Slideshow Articles]]></category>
		<category><![CDATA[SmartFem featured content]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[reality]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[retirement reality]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Social Security]]></category>
		<guid isPermaLink="false">http://www.smartfem.com/?p=6485</guid>

					<description><![CDATA[<p>The freedom you enjoy during your retirement largely depends on your money saving practices you use and how you time your collection of Social Security benefits.</p>
<p>The post <a href="https://www.smartfem.com/business-finance/the-retirement-reality-check/">The Retirement Reality Check</a> appeared first on <a href="https://www.smartfem.com">SmartFem Magazine</a>.</p>
]]></description>
		
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		<title>The Pros and Cons of Roth IRA Conversions</title>
		<link>https://www.smartfem.com/business-finance/the-pros-and-cons-of-roth-ira-conversions/</link>
		
		<dc:creator><![CDATA[John P. Duncan]]></dc:creator>
		<pubDate>Fri, 13 Jul 2012 13:20:40 +0000</pubDate>
				<category><![CDATA[Business-Finance]]></category>
		<category><![CDATA[Slideshow Articles]]></category>
		<category><![CDATA[SmartFem featured content]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Roth IRA Conversions]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Tax Increases]]></category>
		<guid isPermaLink="false">http://www.smartfem.com/?p=6510</guid>

					<description><![CDATA[<p>With the fear that your tax rates may be increasing around 2013, a good solution may be converting to the Roth IRA Conversions in order to best save money.</p>
<p>The post <a href="https://www.smartfem.com/business-finance/the-pros-and-cons-of-roth-ira-conversions/">The Pros and Cons of Roth IRA Conversions</a> appeared first on <a href="https://www.smartfem.com">SmartFem Magazine</a>.</p>
]]></description>
		
		
		
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