Ray Evtuch, Author at SmartFem Magazine https://www.smartfem.com/author/rayevtuchperimetergroup/ The Digital Magazine for the smart woman on the Go Sat, 08 Apr 2017 17:00:47 +0000 en-US hourly 1 https://www.smartfem.com/wp-content/uploads/2016/08/cropped-Smartfem-digital-magazine-favicon-150x150.png Ray Evtuch, Author at SmartFem Magazine https://www.smartfem.com/author/rayevtuchperimetergroup/ 32 32 What Kind of Water Damage Is Covered by Homeowners Insurance? https://www.smartfem.com/business-finance/what-kind-of-water-damage-is-covered-by-homeowners-insurance/ https://www.smartfem.com/business-finance/what-kind-of-water-damage-is-covered-by-homeowners-insurance/#comments Mon, 13 May 2013 11:27:30 +0000 http://www.smartfem.com/?p=14200 Most homeowners insurance claims are water related. Yet many policyholders are unaware of what is covered and what is not covered by their homeowners insurance policy. Unfortunately, a lot of confusion and hard feelings result when policyholders try to file a claim only to find out that the damage caused as a result of a […]

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]]> https://www.smartfem.com/business-finance/what-kind-of-water-damage-is-covered-by-homeowners-insurance/feed/ 2 It’s Time for Businesses to Insure Against Data Breach https://www.smartfem.com/tech/its-time-for-businesses-to-insure-against-data-breach/ Thu, 11 Apr 2013 11:16:31 +0000 http://www.smartfem.com/?p=13377 Businesses, both big and small, who are privy to sensitive client information, need to protect themselves against an ever-increasing risk of data breach and having computer records fall into the hands of unauthorized individuals or organizations. Healthcare practices such as doctors and dentists, law offices, accountants and bookkeepers, retailers, restaurants and financial services are especially […]

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]]> Get to Know Your Auto Insurance Policy https://www.smartfem.com/automotive/get-to-know-your-auto-insurance-policy/ https://www.smartfem.com/automotive/get-to-know-your-auto-insurance-policy/#comments Thu, 18 Oct 2012 13:45:56 +0000 http://www.smartfem.com/?p=10258 Protect your credit and vehicle at the same time by knowing the details of your auto insurance policy and the different premiums that you pay each month.

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]]> https://www.smartfem.com/automotive/get-to-know-your-auto-insurance-policy/feed/ 1 How Parents Can Save on Their Teenager’s Auto Insurance https://www.smartfem.com/automotive/how-parents-can-save-on-their-teenagers-auto-insurance/ Tue, 14 Aug 2012 13:02:16 +0000 http://www.smartfem.com/?p=7647 As your teen quickly grows up and is able to obtain a driver's licence, remember to teach your teen safe driving practices in order to save on your premiums for their auto insurance.

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]]> Do I Really Need an Umbrella Policy? https://www.smartfem.com/featured/do-i-really-need-an-umbrella-policy/ Mon, 25 Jun 2012 08:00:36 +0000 http://www.smartfem.com/?p=5810 Do I really need an umbrella policy given I already have liability coverage on my home and auto insurance? This is a question I get asked frequently by many of my clients. If you have a sizeable amount of family financial assets you might want to consider having an umbrella policy for your household. A […]

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